Consumer Debt: A Fresh Perspective

file000444276520This morning, I was reading this blog post about learning to wait. In the comment section, I stumbled upon a brilliant quote by Cindy at getalonghome.com.

She says, “If you’re unwilling to save for big purchases, and prefer to go into debt for them, you’re doomed to spend your life worrying about how to finish paying for things you’ve already worn out.

I had to reread that at least twice because it is so profound. Her statement is so true, yet we rarely discuss debt in this way. Consumer debt (financing cars, tvs, jewelry, clothes, ect), is so common place in our society, that we don’t even think about it. I am not trying to be judgmental, trust me. Until a year ago, I thought credit was the only way to live. In the last year, God has really changed my perspective on debt and money. I really do think there is beautiful freedom in learning to save and pay cash for the things we want.

This quote just reminded me that trying to live a debt-free life really is worth it. It also gave me the motivation to keep going, even though it can get very difficult. Thanks, Cindy for the encouragement and reminder!

P.S. If you have time, check out Cindy’s blog at the link above. I really enjoyed her perspective on being a “stay-at-home-wife”.

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